Restaurant authorization hold
Restaurants authorize your card for the bill total before you add a tip, then capture the final amount — bill plus tip — shortly after. The original authorization releases once the final charge posts.
Typical hold details
Typical hold amountUp to $25
Typical release window1–3 business days
How this hold works
Restaurants auth pre-tip, then capture final amount including tip. The initial auth is usually released within 1–3 days.
When to take action
If the original authorization and the final charge are both showing and together overdraw your account, contact your bank after 3 business days.
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